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Available financing options in Cabo and Baja Sur: REVEALED

In this latest episode of Q and A with Nick Fong, discover what financing options are available in Cabo and throughout Baja California Sur.  Nick Fong has quite a wealth of knowledge and experience to share about real estate in Baja California Sur, being the founder and broker of Ronival Real Estate, which is the number-one real estate brokerage in all of Mexico.

For a fast reveal, Ronival Real Estate offers financing in partnership with Global Mortgage.  Next, read on to uncover more about financing options in Cabo.  Then, learn about Glogal Mortgage to finance your home purchase in Baja California Sur.

Buyers in Baja California Sur who are foreign

Although foreigners can buy real estate in Mexico, home financing can be limited.  So if you’re from the United States, Canada, or elsewhere and purchasing real estate in Baja California Sur, there’s an amazing financing option available.

Global Mortgage is a company that has been partnered-up with Ronival Real Estate for quite a long time now.  The company is called Global Mortgage and it provides some amazing financing options in Cabo.

Discover Global Mortgage

Along with having their headquarters in Cabo, Global Mortgage has offices in Texas, California, and Illinois.  For certain, it’s exciting to see such great mortgage options stationed in Cabo, which is one of the best vacation destinations in the world.

Global Mortgage operates in US Dollars for their mortgages, as explained by Global Mortgage’s Alex Koper.  He states how mortgages are serviced in US Dollars.

Starting as low as 35 to 40 percent down, Global Mortgage offers some impressive options.  On top of that, they offer typical loan terms, so you’ll know what to expect.

So from 15, 20, and 25 year mortgages to competitive interest rates, Global Mortgage provides a great pathway to home ownership in Baja California Sur without having to pay in full.

 Global Mortgage Refinancing

Refinancing and receiving liquidity from your Cabo home equity offers many solutions to home owners there.  To begin, you may be interested in purchasing another Cabo property.

You may be intrigued by this option in Cabo due to the high rental property income potential there.  But during these times of uncertainty due to COVID-19, there are new reasons to refinance in Cabo.  The equity in your home in Cabo now serves as a financial resource when other funds have been lost during this economic slow-down.

Another Cabo financing option

When looking at homes for sale in Cabo and all around Baja California Sur, many of the listings state “seller financing” options.  Although they typically require a little more down, seller financing is a great option.

There’s a great advantage to seller financing: low interest rates.  Also, there is one big difference: loan terms.  To explain, the terms are much shorter term, ranging from three to five years or slightly longer.

As you decide to use seller financing, you need to qualify with the sellers themselves.  Then, you’ll work directly with them to work out the final financing terms.  Be sure to ask your Ronival Real Estate agent if a certain property has seller financing options available.

Baja California Sur real estate

Many Americans, Canadians, and people from other countries choose to make Cabo and other magical towns in Baja California Sur, Mexico, their home or vacation home.  Discover how to purchase your dream home in Baja.  Make an appointment with the top Real Estate Broker in Baja: Nick Fong, featured on HGTV’s Beachfront Bargain Hunt.

Since 2010, Ronival has been helping clients find the best homes in Cabo and throughout Baja California Sur. And, they’re highly-skilled negotiators that’ll get you the best price. Whether you plan to buy a property or quickly sell your Baja real estate, they’ve got you covered!

If you’d like to take a tour of a property in Cabo or anywhere else in Baja California Sur, just click CONTACT to inquire.  Or, call directly at 619-831-2000.  Ronival will be happy to answer your questions.  You can also schedule a time to show you around this breathtaking location.

Ronival on YouTube

See Nick Fong in action on his Ronival YouTube Channel.  Find his videos on the Rovival VLOG, where you can read a short, yet in-depth post.  Below is an example of one of Nick Fong’s Ronival videos:

Thank you for reading Available financing options in Cabo and Baja Sur: REVEALED.  Be sure to read other posts about Cabo and Baja California Sur on the Ronival blog. There, learn about the many wonderful aspects of Baja California Sur, Mexico, from blog posts like this.

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